UTRC offers competitive salary and benefit packages that include health and life insurance, company-paid pension and 401(k) plans, and an unparalleled, world-class Employee Scholar Program.

EMPLOYEE BENEFIT SUMMARY (2008)

UTRC offers a competitive salary and benefit package that includes a variety of options for health and life insurance, retirement savings and paid time-off. These programs are available to both full-time and part-time employees.

MEDICAL: Employees may choose medical coverage through an HMO or "Build-Your- Own" medical options with national providers such as CIGNA, Anthem or Blue Cross/Blue Shield (provider options are based on employee's home zip code). A Health Savings Account (HSA) with High Deductible Health Plan is offered. Prescription drug coverage and mental health and substance treatment is offered in conjunction with the medical plan.

DENTAL: Preventative and comprehensive dental insurance is available as well as coverage through a Dental Maintenance Organization.

LIFE INSURANCE: The company provides one-times pay employee life insurance. Additional employee-paid supplemental life insurance and dependent life insurance is available.

REIMBURSEMENT ACCOUNTS: Employees may contribute pre-tax dollars to Dependent Day Care and Health Care Spending Accounts (up to $5k each) for covered out-of-pocket expenses.

• Company-paid holidays
• Company-paid vacation
• Employee purchase of additional (1 to 5) vacation days per year through payroll deduction
• Company-paid salary continuation through sick days, short and long term disability
• Family medical leave
• Absence with permission
• Jury duty
• Bereavement leave

RETIREMENT BENEFITS AND PLANNING: The Company funds a cash-balance defined-benefit plan that provides an important retirement benefit with portability. For additional retirement savings, employees may make pre-tax or after-tax contributions into the Employee Savings (401 k) plan. This plan offers over 25 investment options and the company matches 60 % of first 6% of employee contribution after 1 year of service. The Company recognizes the importance and complexity of planning for the future and also provides at no cost to employees an on-line retirement planning service, Financial Engines.

• LifeWorks: resource and referral program for wide range of issues from child and elder care to personal and college finance provided free of charge
• Business casual dress
• Flexible work hours, and part-time and alternate work schedules
• Adoption assistance
• UTC Scholarship Program for dependents
• Community service grants and matching gift program for employee volunteers and donators